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Mortgage Agreement Notary

A mortgage agreement notary is a legal contract between a borrower and a lender that outlines the terms of a loan used to purchase real estate. It includes details such as the loan amount, interest rate, and repayment schedule. The mortgage agreement grants the lender a security interest in the property.

Why Use a Notary?

Notarizing a mortgage agreement is crucial to verify the identities of both the borrower and lender, ensuring that the contract is entered into willingly. It provides legal proof that the agreement is authentic and enforceable in court. Notarization helps prevent fraudulent transactions or disputes over the loan terms. It also ensures that the mortgage can be recorded with the appropriate authorities.