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Loan Modification Agreement Notary

A loan modification agreement notary is a legal document that alters the terms of an existing loan, such as the interest rate, payment schedule, or loan balance. This agreement is often used to help borrowers who are struggling to meet the original loan terms. The modification must be agreed upon by both the borrower and lender.

Why Use a Notary?

Notarizing a loan modification agreement ensures that both parties are aware of and agree to the new terms. It provides legal protection by verifying the identities of the borrower and lender. Notarization helps prevent disputes over the modified terms and adds legal weight to the agreement. It also ensures that the modification is legally binding and enforceable in case of default.